Is Quick2Lend Legit?

Nowadays, as technology is evolving, so are scammers and the easiest and most common scam is the theft of your private information. This leads us to a site that is making a buzz on the internet for its loan services- Quick2Lend. Here, the million-dollar question that arises is: Is Quick2Lend Legit?

Is Quick2Lend Legit

Generally, it’s crucial to access all the information regarding the individual you are granting a loan, but it is equally important to know about the person or the company who will grant you the loan.

This is because oftentimes, the lenders on the internet get all your private information and sell it to other companies.

If you are also thinking of using Quick2Lend, then the very first thing is to know all about the company. So, without further ado, let’s begin our guide to understanding Quick2Lend, how it works, and whether it is a legitimate company or just another bluff company.

What Is Quick2Lend?

Quick2Lend is an online lender that offers short-term loans to consumers. They connect those looking for loans and those who are willing to lend money.

They specialize in providing quick access to cash to borrowers to bridge the financial gap until they receive their paycheck.

Their loan products include lines of credit, installation loans, and payday loans. Quick2Lend claims that its process of granting loans to its borrowers is pretty streamlined, and funds get deposited directly in the bank account of the borrower within one business day.

How Quick2Lend Works?

How Quick2Lend Works

According to the webpage of Quick2Lend, the process of receiving a loan from the company is very easy.

Let’s take a look at how Quick2Lend actually works;

1. Fill The Application

To start the process, borrowers have to visit the Quick2Lend website and fill out the application form. The form will require you to fill in the basic information such as name, address, income, and banking details.

2. Submit The Application

After filling out the application, you need to submit it online. Then Quick2Lend will verify all the information and may ask for documents or any other information to verify your identity and income further.

3. Get Approved

If the loan is approved, then Quick2Lend will provide an offer within a few minutes. This offer will contain the amount of the loan, interest rate, and repayment terms.

4. Accept The Offer

You need to accept the offer and sign the loan agreement digitally. You might need to provide any additional information or documents as requested by Quick2Lend.

5. Receive The Funds

Once every pre-requites is done, you’ll get the funds deposited in your bank account within one business day.

What Are The Features Of Quick2Lend?

Here are some features of Quick2Lend that will help you to understand the company more:

  1. It has a quick and easy online loan application process.
  2. Quick2Lend offers loans up to $2,500 depending on the residence of the borrower and his/her creditworthiness.
  3. They have good customer service with responsive representatives available to answer all your doubts and queries.
  4. The company charges no hidden fees and has transparent terms and conditions.
  5. They have multiple security measures to protect your personal information from theft.
  6. Quick2Lend also has flexible repayment options, which include multiple payment plans and early repayment without penalty.
  7. The company has competitive interest rates and fees. The land is granted on the basis of the borrower’s eligibility and creditworthiness.

Is Quick2Lend Legit?

Is Quick2Lend Legit- Ratings & Reviews

An excellent way to find out whether the company is trustworthy or not is by finding out the age of the domain, and in the case of Quick2Lend, the age of its domain is 4 years and 11 months.

This simply shows that Quick2Lend is a legitimate business, as domains that are old indicate that they belong to a reputable business.

Moreover, you might have noticed that scammers don’t want to go through the hassle of creating their company’s social media presence and maintaining it. But Quick2Lend also has a social media presence.

Another thing that is solid proof that Quick2Lend is legit is the rating of, which indicated a trust score of 97/100.

Pros And Cons Of Quick2Lend

Pros And Cons

Before availing of the services of any company, it’s very crucial to weigh down its advantages and disadvantages.

Pros Of Quick2Lend

1. Fast Application Process And Funding

Quick2Lend claims to provide a fast and easy loan application process as the loan platform is available 24/7 online.

Moreover, after submitting the application form on the website, Quick2Lend takes only a few minutes to provide an offer after scrutinizing your documents.

2. Flexible Repayment Options

Quick2Lend offers flexible repayment options to its borrowers. For instance, for payday loans, the repayment is due on the borrower’s next payday.

Similarly, they also have the option to pay early, in which the borrower can either pay the whole amount in one go or pay it in installments without any penalties.

3. No Hidden Fees

Another advantage of Quick2Lend is that they don’t charge any hidden fee for disbursing the loans.

They only charge 4 fees, which are already stated by them. These 4 fees include the interest rate, origination fees, late payment fees, and no-sufficient funds fee.

Cons Of Quick2Lend

1. High-Interest Rate

The very first disadvantage of Quick2Lend is that they charge a very high-interest rate than those offered by traditional lenders such as banks or credit unions.

The interest rate highly varies on the basis of the loan type and borrower’s creditworthiness. The borrower with a lower credit score will be charged a higher interest rate as compared to the borrower with a higher credit score.

2. Limited Loan Amount For New Customers

Quick2Lend lends a limited amount of loans to its new customers as they want to establish a relationship with them and ensure that they repay the loan amount on time.

However, once the relationship is built and the borrower establishes a track record of one-time payment and demonstrates their ability to pay, Quick2Lend will start to grant larger sums of money to its borrowers.

3. Not Available In All States

Quick2Lend is not available in all states of the United Nations. The availability of its loan products also varies due to the laws and regulations of states.

For this reason, it is important for a borrower to check the availability of Quick2Lend’s loan products in their state before applying for it.

What Is The Eligibility Criteria Of Quick2Lend?

What Is The Eligibility Criteria Of Quick2Lend

To receive funds in your bank account, there are some eligibility criteria for Quick2Lend, which are listed below:

  1. Age: To apply for the loan, the borrowers must be 18 years of age or above.
  2. Income: Borrowers must have a verifiable source of income in order to apply for the loan, such as self-employment or government employment. This will vary on the basis of the amount of the loan and the borrower’s state of residency.
  3. Bank Account: The borrower must have a valid checking account in his/her name, which is used for loan disbursement and repayments.
  4. Residency: The borrower must have a valid address proof and phone number and must be a resident of the United States.
  5. Creditworthiness: Quick2Lend also considers the borrower’s credit history and credit score, but they also offer loans to borrowers who don’t have a perfect credit score.

What Types Of Loan Does Quick2Lend Offer?

As we know, Quick2Lend offers several types of loan options to its borrowers to cover their unexpected expenses. Here are some types of loan products that they offer:

1. Payday Loans

They are short-term loans designed to be paid by the borrower on the day of their payday. These type of loans typically have a higher rate of interest but is suitable for borrowers who need cash quickly.

2. Installment Loans

As the name suggests, it’s a type of loan that allows the borrowers to repay the loan over a certain period of time, generally in equal installments.

The interest rates of these types of loans are typically lower than payday loans, but the repayment period is long.

3. Lines Of Credit

Line of credit allows borrowers to withdraw funds as needed up to a certain limit. The interest rate is only charged on the borrowed amount, and borrowers can either pay the amount in full or make the minimum payments.

Reviews And Rating Of Quick2Lend

Quick2Lend shows all the signs of a legitimate company. However, it has mixed reviews as some customers had excellent experiences with the company while some have experienced challenges with the loan application process, exorbitant interest rates, and repayment challenges.

Positive Reviews

Some borrowers have shared their experience of great support from the customer support staff of Quick2Lend while also getting good loan conditions and fee openness.

They have also reported receiving money on the same day they applied for the loan.

Negative Reviews

Borrowers have reported greater interest rates than expected and also complained about incomplete information about the loan costs.

There were also problems with the repayment process, such as sturdy penalties or difficulty establishing a payback plan.

Comparison Of Quick2Lend With Similar Lenders

Comparison Of Quick2Lend With Similar Lenders

If you are still skeptical about Quick2Lend, then there are many other lenders that offer similar services and features. Some of them are listed below:

1. LendUp

The company offers short-term loans to borrowers with poor or no credit history. They also offer the opportunity to improve their credit scores through on-time payments and emphasis on responsible lending practices.

2. OppLoans

Just like LenUp, OppLoans also grants its loans to borrowers with no or poor credit history. It also emphasizes responsible lending practices. The only difference between the two is that OppLoans has a flexible repayment option, which helps borrowers avoid penalties and late fees.

3. CashNetUSA

CashNetUSA offers transparent loan terms, fast funding approvals, and funding times. It also offers short-term loans to borrowers in many states.


Quick2Lend is an excellent online lender, but before trusting any business, you should always look for online reviews.

If you are still skeptical about the business, there are various businesses that offer similar benefits like Quick2Lend.

But then again, whichever business it is, it’s very important to check its viability first.

We hope this article has answered all your queries on- Is Quick2Lend legal.


How do I know if the lender is legitimate or not?

The simplest and most trustworthy method to check whether the lender is legitimate or not is to check online. Look for the online reviews of the lender on various feedback or rating sites.

Does Quick2Lend charges any fees for granting loans?

Yes, Quick2Lend does charge fees for granting loans. These fees vary on the loan amount and other important factors.

What If I am unable to replay the loan?

If you are unable to repay the loan from Quick2Lend, then the very first thing to do is to call their customer support staff and discuss your situation clearly.

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